Instant Funding
Whenever You Need It
Borrow between £750 and £3,000 for up to 6 months. Experience lightning-fast decisions and crystal-clear terms.
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
Representative Example: Borrow £1,000 for 3 months. Interest: £300. Total amount payable: £1,300. Representative 400.4% APR. Fixed interest rate: 10% per month.
A Lender You Can Depend On
LOANEASY Finance is authorised and regulated by the Financial Conduct Authority (FCA). Our firm registration number is 747935, verifiable on the Financial Services Register at register.fca.org.uk. We are also registered with the ICO (ZA217555) and strictly comply with the Data Protection Act and GDPR.
Our Approach
Straightforward terms and clear loan details. Estimate your costs instantly with our online calculator.
Your sensitive data is safe with us. We treat your information with the utmost respect and security. As a responsible lender, we only offer loans we think you can comfortably afford.
Transparent Pricing
We charge a fixed monthly interest rate of 10% on the loan amount.
E.g., £1,000 over 3 months = 3 payments of £433.33 (Total £1,300). Rep 400.3% APR. Preferred rates from 5%–8%/mo for LoanEasy Club VIPs.No hidden fees. Missed payment charge: £15.00. Late interest: 0.55% per day (capped at 30 days).
Fast & Fair
Short-term loans are for short-term needs. If you have a regular income, a UK bank account, and reside in the UK, you are welcome to apply.
All credit profiles are considered. Once approved and signed, funds can hit your account within 5 minutes.
Eligibility Requirements
You can still apply if you have not had a default or CCJ in your credit file in the last six months. Click on any card below to see details.
The Loan Process
Our short term loans could be a great relief if you need a small amount of extra cash in an emergency. Short term loans, due to their high interest, are for occasional use only. You shouldn't use them to manage existing debt, or if you're already under financial strain.
Our Key Eligibility Criteria:
- Be over 18
- Live in the UK
- Have a UK bank account
- Have regular income
Check Affordability
Use our loan slider to set your amount and duration. Ensure you can afford the total monthly repayment before proceeding.
The Application
Average time: 10 mins. Complete the form with your details. A credit check will be carried out for an automated decision.
Documentation
Average time: 5 mins. Depending on the outcome, provide proof of address, income, and identity to finalize approval.
Decision
Average time: 10 mins. We approve or decline swiftly. If approved, carefully read and sign the agreement.
Money Transfer
Average time: 5 mins. Once signed, the funds are usually transferred to your account within minutes, subject to your bank's processing times.
Repayment
Simple repayments via CPA (Debit Card), Direct Debit, or Standing Order. We agree on the payment dates with you.
Help and Support
We look forward to hearing from you
Opening Hours
Mon to Fri: 8am - 7pm
Saturday: 10am - 2pm
Sunday: 10am - 1pm
Contact Number
01793 321653
07805 262504
NOTE: We will report late payment to credit reference agencies, which may affect your credit rating, and make getting a loan more difficult and more expensive in the future. If you can't repay, you need to contact us immediately. We always want to help you if you're having financial difficulties and we'll always try to find a solution that works for both of us.
Contact Us
Send us a message and our team will get back to you as soon as possible.
