Everything you need to know about short-term loans, budgeting responsibly, and managing repayments.
Decide exactly how much you need (from £750 to £3,000, or up to £3,500 for LoanEasy Club VIP members) and choose a repayment window of up to 6 months using our loan calculator.
Complete our fast, secure, one-page online form. Our automated system runs credit checks and affordability assessments instantly.
Once approved, funds are paid into your account. Repayments are automatically debited on your chosen payday cycle.
APR measures the annual cost of a loan, including interest and compulsory fees. Because short-term loans are repaid in months rather than years, their APR mathematically appears high, though the actual cash cost is limited.
Before approving any application, we verify your regular income against monthly outgoings (rent, utilities, living expenses). This protects you from borrowing more than you can comfortably afford to repay.
Late repayment can cause you serious money problems. If you are struggling with payments, please contact us immediately to explore restructuring options.
Free and impartial debt advice is available from moneyhelper.org.uk or by calling 0800 138 7777.