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QUICK SHORT TERM LOAN WHENEVER YOU NEED IT
Borrow between £300 and £2000 for up to 6 months!
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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

A LENDER YOU CAN DEPEND ON

What We Do LOANEASY Finance is authorised and regulated by the Financial Conduct Authority. Our firm registration number is 747935, and our authorisation can be checked on the Financial Services Register at www.fca.org.uk. LOANEASY Finance's Information Commissioner's Office registration number is ZA217555 and is in compliance with the Data Protection Act of 1998 and GDPR 2018

OUR APPROACH

Our terms are very straightforward and clear about the loan details. You can always estimate the cost of a new loan by using our online loan calculator.

Your sensitive data is important to us so we protect it and you can rest assured we’ll treat your information with respect and care.

We are available seven days a week. And if you change your mind about borrowing, you can withdraw your loan within 48 hours at no cost.

Importantly, as a responsible lender, we will only offer you loan we think you can afford

Our PRICING/RATE

Simply, LOANEASY charges a fixed monthly interest rate of 10% on the loan amount: Loan amount of £500 over 6 months will be repaid monthly at £133.33.

Total repayment amount is £800 in 6 payments of £133.33.Representative 173.8% APR (Variable).

We never charge fees. All we charge is what the interest on what you borrow. If you don't repay on time there will be extra costs:

Missed payment charge: £15.00 penalty charge will apply on the second date after your repayment date
Late payment interest: 0.55% per day interest will continually be charge up to a maximum of 30 days from your repayment date

HOW IT WORKS

Short-term loans should only be used for short-term financial needs and are not appropriate for long-term borrowing, or if you are in financial difficulty.

If you have a regular income, reside in the United Kingdom, have a UK bank account, then you are welcome to apply for our loan. However, your approval will be dependent on whether we think you can afford to repay on time.

All credit profiles are welcomed to apply as well. Check the cost of the loan through our online calculator If happy, complete the online application

Depending on your information, we could give instant de cision.And, once you are approved after all the necessary checks, and the contract is signed, the money could be in your account within 5 mins.

APPLY HERE

ELIGIBILITY REQUIREMENTS

BANK ACCOUNT

You must have a valid UK bank account and card

GAINFUL EMPLOYMENT

We will expect that you have a job/business and equally earning income from it

UK RESIDENCY

You must either be a British resident

AGE

You must be 18 year old or above

WAY TO CONTACT YOU

You must have a mobile phone number and an email address

PROOF OF WHO YOU ARE

You must be able to prove your identity, income and residency

You can still apply if you have not had a default or CCJ in your credit file in the last six months

THE LOAN PROCESS

Our short term loans could be a great relief if you need a small amount of extra cash in an emergency. Short term loans, due to their high interest, are for occasional use only. You shouldn't use them to manage existing debt, or if you're already under financial strain.

Our key eligibility criteria:

  • Be over 18
  • Live in the UK
  • Have a UK bank account and card
  • Have a job or valid regular income
    • Using our loan slider, you can set how much you want to borrow, when you want to pay back, check that you can afford the monthly repayment over the terms of the loan. Example If you borrow £500 over 60 days/2 months, Total interest repayment is £100 Total monthly repayment is £300 You will need to check that you can afford it before applying If you are happy, proceed to the application page.

    • The application form

      Average time: 10 mins

      Complete the application form. You will be asked for your income, expenses, employment details, residential information etc. Also, a credit check will be carried out. You should get an automated decision after completing this form

    • Documentation

      Average time: 5 mins

      Depending on the outcome of the application, you will be asked to provide your proof of address, income and identity

    • Decision

      Average time: 10mins

      Depending on the information you gave us, we will either approve and decline your application within 10mins. If your loan is approved, we will send you the agreement which you will need to read carefully and be happy with terms. If you are happy to proceed, sign the agreement

    • Money Transfer...

      Average time: 5 mins

      Once your agreement has been signed, the money will be transfered to your account within five mins– subject to how fast your bank can process it

    • Repayment

      ☺Really simple☺

        We will take the payment either by direct debit, standing order, direct transfer from you or from the debit card you register with us. We will agree this with you:

      1. Continuous Payment Authority (CPA): If you pay by debit card, your payment will clear the bank in seconds
      2. Direct Debit Authorisation (DDA): If you pay by an direct debit, it will normally take two working days for your payment to clear the bank
      3. Direct transfer/standing order: You can also note the payment date and transfer
    • Be part
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      Story!

    HELP AND SUPPORT

    We will look forward to hearing from you

    OPENING HOURS

    Monday to Friday :
    8am to 7pm.
    Saturday:
    10am to 2pm.
    Sunday:
    10am to 1pm

    CONTACT NUMBER

    📱 07491315671

    ⚠ NOTE: We will report late payment to credit reference agencies, which may affect your credit rating, and make getting a loan more difficult and more expensive in the future. And What if you can't repay, you need to contact us immediately. We always want to help you if you're having financial difficulties and we'll always try to find a solution that works for both of us.

    Contact Us